In the high-stakes world of insurance claims management, what you don’t know can cost you millions. While surveillance captures a claimant’s current physical activity, medical canvassing by Black Spear Intelligence provides the historical context necessary to challenge questionable claims and mitigate long-term exposure.

Uncovering the “Hidden” History

Claimants often omit prior injuries during depositions or initial filings. Without a thorough medical canvass, an insurance carrier might inadvertently pay for a pre-existing condition that has nothing to do with the current incident. Black Spear Intelligence conducts systematic inquiries across a vast network of hospitals, pharmacies, imaging centers, and specialty clinics to identify these undisclosed treatment histories.

Strengthening Your Defense

For claims representatives and SIU teams, a medical canvass is a high-ROI tool that offers several strategic advantages:

• Identifies “Doctor Shopping”: We expose patterns of claimants seeking multiple opinions or prescriptions from various providers.

• Shifts Liability: Finding proof of a prior similar injury allows for the legal apportionment of disability, significantly lowering the claim’s value.

• Provides Leverage for Settlement: When confronted with documented medical history they failed to disclose, claimants are often much more willing to settle reasonably.

The Black Spear Intelligence Advantage

At Black Spear Intelligence, we don’t just run a checklist; we dig deep into regional data to provide the definitive evidence needed to protect your experience mod and bottom line. In an industry where fraud is increasingly sophisticated, medical canvassing remains one of the most effective ways to validate a claim at its source.